If you are behind on your car payments, your car lender may repossess your car at any time. Chapter 13 provides a solution. In Chapter 13, your car will be protected and you may modify your car loan down to the fair market value of the vehicle. This will reduce the amount that you must pay for the vehicle. Even if your car has already been repossessed, if you file for Chapter 13 protection, your car lender must return the vehicle to you. If your car has already been sold at auction, you may not be able to demand the return of your vehicle. Contact our offices for immediate vehicle protection.
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